CND Financial, Ltd. would like the opportunity to discuss how our financing options can be tailored to meet the financial requirements of your ministry.

Some clear-cut advantages we offer churches:

• Fixed Interest Rates: Interest rates are fixed for the entire term of the loan up to twenty years with no penalty for early prepayment. This represents the most conservative approach by eliminating all interest rate risk.



• Special Amortization Schedules: Payments can be graduated to meet cash flow requirements; this factor alone is very important in the budgeting process. Payments can also be structured around a capital fund drive.



• Additional financing: The ability to do additional borrowing without refinancing will provide much needed protection to your church from interest rate increases and refinancing costs. This feature is very significant as the church needs to phase a Master Plan.



• Experience and Expertise: The senior partners have seventy years of cumulative experience in this very specialized field. Your church will benefit from this experience and our ability to structure a loan package that will meet all of your individual requirements for cost, cash flow and flexibility.